Terms of Service | Pacific Merchant Partners

Critical Service Disclaimer

"The Merchant Savings Assessment provides preliminary information only and does not guarantee savings, approval, pricing, or service terms. Actual savings and recommendations depend on a full review of your merchant processing statement, business profile, transaction history, card mix, equipment needs, provider terms, and applicable fees."

1. Acceptance of Terms

By accessing the Pacific Merchant Partners website, utilizing our Merchant Savings Assessment tool, or engaging our team for a statement review, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Assessment Tool Disclaimer

The results generated by our online assessment tools are for educational and preliminary evaluation purposes only:

Results are based on self-reported data which may be incomplete.
Estimated effective rates are mathematical models, not price quotes.
Efficiency scores are indicators of potential, not financial guarantees.
Actual provider approval is subject to underwriting and credit review.

A complete, line-by-line review of your most recent merchant processing statement is required before any specific recommendation or savings commitment can be made.

3. No Legal or Financial Advice

Pacific Merchant Partners provides merchant consulting and advocacy services. We are not a law firm, accounting firm, or financial advisory. Information provided through our website or consultations should not be construed as legal, tax, or professional financial advice.

Business owners are responsible for reviewing all merchant service agreements (MSAs) and contracts in full before making any provider changes. We recommend consulting with your qualified legal and financial advisors for significant business decisions.

4. No Guarantee of Savings

While we strive to identify significant savings opportunities for every client, Pacific Merchant Partners does not guarantee that you will save money by working with us or switching providers.

Card Mix Variability

Transaction Types

Industry Risk Class

Contract Term Limits

Current Volume

Chargeback History

Any savings estimates discussed during a preliminary consultation are subject to full statement review and provider confirmation.

5. Limitation of Liability

In no event shall Pacific Merchant Partners or its partners be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on our website or the results of the Merchant Savings Assessment.

6. Intellectual Property

The materials contained in this website are protected by applicable copyright and trademark law. All custom graphics, algorithms (including the Merchant Savings Assessment logic), and content are proprietary to Pacific Merchant Partners and may not be reproduced without express written permission.

7. Contact & Updates

Pacific Merchant Partners may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms.

General Inquiries

hello@pacificmerchantpartners.com

Consultation Phone

(760) 825-6593

Region

Southern California & Nationwide

Terms & Disclaimer